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Cover Spec is positioned as specialists in the development and underwriting of niche short term insurance products predominantly in the motor & home and commercial & business industry.
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We are one of the few, privileged Brokers that may boast that we have been in business for 16 years, mainly due to our dedication to constant, sufficient service. We may say : “We give you the best, because you deserve the best !”
- Because we prefer to use an individual taxation module, we are able to limit our premium increases. We are proud to say that in the past 16 years, we only had 4 premium increases. Our increases were based on each client’s individual loss ratio, therefore one client’s claims do not affect our other client’s premiums.
- In today’s volatile market, the emphasis on sustainability is becoming more important. For us as your Broker, keeping your business is more important that constantly hunting for new business.
- We pride ourselves in the fact that we are able, and have the power, to negotiate specific products with our Insurers, and is thus in a position to provide tailor made products to you as our client. In a survey done by Price Waterhouse Coopers in 2005, we were identified as one of South Africa’s preferred niche Brokers.
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MESSAGE TO YOU
“We give you the best, because you deserve the best !"
As the pace of our business continues to accelerate, our Vision, Purpose and Values become a necessary guide to our own behaviour, and therefore the focus point of our energy. We are personally committed to our Vision and Purpose and will at all times, strive to adhere to the Values set by ourselves.
VISION
To become the pre-eminent niche short term insurance broker in South Africa.
OUR PURPOSE & MISSION
We aim to guide and support our clients and build a lifelong partnership to secure their hard earned belongings, and to create a harmonious environment wherein our Clients and our Insurers may function safely.
We will reach our purpose by ensuring we:
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Put the Client & Insurer at the centre of everything we do
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Differentiate through superior service and competitive and innovative products
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Employ the best people and engage them in our business
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Lead by example
Cover Spec VALUES
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Value our people and treat them with fairness
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Demonstrate integrity in all our actions
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Strive to exceed the needs and expectations of our clients
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Take responsibility for the quality of our work
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Display leadership in all we do
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Silver, Gold or Platinum? |
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Your bank offers you a package to fit your profile, so why can’t we as your Broker ?
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Because we prefer to use an individual taxation model, we don’t have a general annual premium increase. Our increases were based on each client’s individual loss ratio, therefore one client’s claims do not affect our other client’s premiums. We only increase the premiums of the clients who had ecsessive claims. Our last general increase was in 2000.
We use the same method to benefit all our clients - to provide them with a unique product to fit their individual needs and their lifestyle. As you step up in life, so should your short term insurance portfolio. |
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Special Offer |
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We have negotiated a tailor made product for all
ECSA persons to cover your specific “tools of trade”. We will cover your specialized equipment at very special rates.
All persons registered or employed with ECSA, receive an upfront discount of 7.5 % on any quoted premium, and if your association is registered with us, we will give you an additional 2.5 %.
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